Terms of Service
Last Updated: 2024. Please read these terms carefully before using our FHSA educational resources.
01 Subject and Acceptance of Terms
Welcome to Soft Barnwood. These Terms of Service ("Terms") govern your access to and use of our website, located in Edmonton, Alberta, Canada, which provides comprehensive information regarding the First Home Savings Account (FHSA).
By accessing or using our services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these terms, you must cease using the site immediately. These terms constitute a legally binding agreement between you and Soft Barnwood regarding the use of our educational materials and market data.
02 Description of Services
FHSA Encyclopedia
Detailed guides on contribution limits, tax implications, and eligibility criteria for Canadian first-time homebuyers.
Market Analysis
Economic data specifically focused on the Edmonton real estate market and investment vehicles permitted within an FHSA.
03 Usage Rules and Prohibitions
| Category | Prohibited Actions | Consequences |
|---|---|---|
| Content Usage | Scraping, duplicating, or redistributing FHSA guides without written consent. | Immediate IP ban & legal notice. |
| System Integrity | Introducing viruses, worms, or attempting to breach our Edmonton-based servers. | Reporting to Canadian cyber-authorities. |
| Commercial Use | Using our market data for unauthorized commercial brokerage services. | Termination of access. |
04 Intellectual Property
All content, including text, graphics, logos, and software code on this site, is the property of Soft Barnwood or its content suppliers and is protected by Canadian and international copyright laws. The compilation of all content on this site is the exclusive property of Soft Barnwood.
05 LIMITATION OF LIABILITY
Financial Disclaimer:
Soft Barnwood provides information about the FHSA for educational purposes only. We are not financial advisors, tax professionals, or legal experts. The information provided should not be construed as financial advice. Users are encouraged to consult with a qualified professional before making any investment decisions or opening an FHSA.
No Warranties:
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." SOFT BARNWOOD DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE ACCURACY OF EDMONTON REAL ESTATE DATA OR TAX REGULATIONS WHICH MAY CHANGE WITHOUT NOTICE.
06 Applicable Law and Jurisdiction
These Terms shall be governed by and construed in accordance with the laws of the Province of Alberta and the federal laws of Canada applicable therein. Specifically, we adhere to:
- Personal Information Protection Act (PIPA) of Alberta.
- Personal Information Protection and Electronic Documents Act (PIPEDA) of Canada.
- Canada’s Anti-Spam Legislation (CASL).
Any legal action or proceeding relating to your access to, or use of, the Site shall be instituted in a provincial or federal court in Edmonton, Alberta. You agree to submit to the jurisdiction of, and agree that venue is proper in, these courts.
07 Modifications
Soft Barnwood reserves the right to revise these Terms at any time by updating this posting. Your continued use of the Site after such changes will constitute your acceptance of such changes. We recommend visiting this page periodically to review the current Terms.
08 Contact and Company Details
If you have any questions regarding these Terms, please contact Soft Barnwood at:
Address: 10405 Jasper Ave, Edmonton, AB T5J 3N4
Phone: +1 (391) 759-2908
Email: